Flexible payment options
Build now. Choose how you pay.
SMGspeed offers two ways to spread out the cost of eligible purchases. Compare Snap Finance and Affirm, then choose the option that fits your build.
Snap Finance
A lease-to-own option that lets you apply before you shop. If approved, use your Snap approval toward eligible merchandise from SMGspeed.
- Minimum eligible invoice: $150
- Approvals up to $5,000
- Start or resume the application using your mobile number
Opens SMGspeed’s verified Snap application in a new window.
Affirm
Shop SMGspeed and pay over time with Affirm. Affirm’s supported merchant application flow begins while shopping and is completed at checkout.
- View Affirm payment messaging on eligible product pages
- Add your items to the cart
- Select Affirm at checkout to check eligibility and complete the application
Affirm availability and payment options are shown through SMGspeed’s official product and checkout flow.
How financing works at SMGspeed
Apply with Snap before shopping, or browse products and use Affirm through checkout.
Your provider will show the available payment schedule, total cost and any required down payment.
Follow the provider’s instructions and finish checkout with SMGspeed.
General: Financing and lease-to-own services are provided by independent third parties, not SMGspeed. Approval and eligibility requirements apply. Available amounts and terms can vary by applicant, purchase and location. Review all terms before agreeing.
Snap Finance: Snap offers a lease-to-own agreement, not traditional credit. Snap lease-to-own is not available to residents of Minnesota, New Jersey or Wisconsin. Not all applicants are approved, and consumer reports may be obtained. The standard 12–18 month maximum-term plan generally costs more than the cash price; early purchase options may reduce the total cost. Restrictions on eligible automotive merchandise may apply.
Affirm: Payment options through Affirm are provided by its lending partners. Available rates and plans are shown during Affirm’s eligibility check; Pay in 4, when available, is 0% APR. Options depend on the purchase amount and may vary by merchant. A down payment may be required. Restrictions apply. See Affirm licenses and disclosures.